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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best Card and Service Provider

Fantastic service and easy to use app Reviewed on: 21st February 2023

Excellent !!

Easy to apply , nice looking card and very straight forward , would highly recommend Reviewed on: 21st February 2023

Right choice

I was choosing a credit card as I hadn’t had one for years and wished to improve my credit. I find this card efficient and fair with good warnings etc Reviewed on: 21st February 2023

Credit card

Never had a problem with them and they have good conditions and right information to any questions Reviewed on: 21st February 2023

Great

Really enjoy using the Zopa card Reviewed on: 21st February 2023

Easy to use

Very good to manage your spending Reviewed on: 21st February 2023

Hassle free service

Zopa have been absolutely fabulous from the moment I applied everything has been so easy and the app is fantastic perfect way to keep track of my spending 100% recommended Reviewed on: 21st February 2023

A friendly and considerate company

Good communication with friendly and reliable approach. Reviewed on: 21st February 2023

East to understand and use

Very good, easy to use helpful staff Reviewed on: 21st February 2023

Fast, Friendly and Simple

From application through to managing my account, everything was easy, clear and very user friendly. Definitely recommended Reviewed on: 21st February 2023

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