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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Highly recomended

Very good experience its easy and convenient to used Reviewed on: 21st February 2023

Great service

Excellent customer service and the best tracking and credit building card I have seen on the market would highly recommend Reviewed on: 21st February 2023

Easy to use

Easy to use and manage payments Reviewed on: 21st February 2023

No issues

Had a card for a few minths no issues no excessive charges or interest Reviewed on: 21st February 2023

Best credit card

Smart,really easy to use.Fair interest and helpful Reviewed on: 21st February 2023

Brilliant

I have never had any issues with Zopa. They are a brilliant credit card provider. Constantly send notifications to let you know where you are at and keep you in the loop. Brilliant security when it comes to ordering online too with no worries Reviewed on: 21st February 2023

So easy to use

So easy to use always keep you updated 9n what you spend and your balance great card Reviewed on: 21st February 2023

Quick and effective

The one thing I do really appreciate is how quickly zopa update and credit your account. Day to day like is a struggle for everyone in this world, but for me personally Zopa make it easier. Thank you. Reviewed on: 21st February 2023

Really good

Good card. Wish I got it sooner. Good on on apr Reviewed on: 21st February 2023

Great company

Great company to deal with. I use the app and it is so easy to navigate and I can access anything I need Reviewed on: 21st February 2023

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