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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very easy to deal with

5
I have 4 credit cards and zopa is the best and easily accessible Reviewed on: 21st February 2023

Great company

5
Brilliant credit card company very happy with the service Reviewed on: 21st February 2023

Fantastic

5
Awesome company great customer service Reviewed on: 21st February 2023

Good For Building Credit

5
A great card which offers both a credit limit and minimum payment that is affordable to my budget. It has done wonders for my credit rating. Reviewed on: 21st February 2023

Great service

5
Efficient, no waiting for transactions to process, balance on spot, Reviewed on: 21st February 2023

Building got the future

5
Took out this card to help build my credit history. No problems, easy app and always updated on account. Sensible limits set and no pressure. Reviewed on: 21st February 2023

Very good

5
great product. very good app and very helpful. I am satisfied Reviewed on: 21st February 2023

Super service

5
Easy to manage, lots of features to help you manage your money. Thank you! Reviewed on: 21st February 2023

Great company

5
Really easy to apply for in the first place and the app is great, I always know where I’m at with usage and payment due dates Reviewed on: 21st February 2023

Good experience

5
Simple to use with good app. Application process straight forward. Reviewed on: 21st February 2023

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