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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great interest rate

Interest rates are competitive with other credit cards Reviewed on: 21st February 2023

Great, simple straightforward just like me!

Simple straightforward easy to use app giving total control over your spending. I’ve already recommended to family and friends. Reviewed on: 21st February 2023

Amazing Service

Couldn’t be happier with my Zopa account. Easy to make repayments and customer service quick to get back to you! Have recommended to lots of family and friends. Reviewed on: 21st February 2023

Good credit card company

You gave me credit I am amazed on how little interest you charge for purchases & cash withdrawals you make payments affordable to customers Reviewed on: 21st February 2023

Great card and rates

Great card and rates app is really easy to use Reviewed on: 21st February 2023

Amazing company

Absolutely brilliant company would recommend Reviewed on: 21st February 2023

Zoopa cards

Absolutely brilliant service, online account a joy to use. Particularly love the instant update of the account when you pay the balance. Reviewed on: 21st February 2023

I think the rates are fair.

Zopa has been amazing, they keep you updated on everything with their reminders which helps a lot. Their staff are friendly, patient and helpful. I will recommend them to anyone. Reviewed on: 21st February 2023

Very nice

This very helpful easy take money every way working make easy life Reviewed on: 21st February 2023

Excellent

Very simple to use and great customer support can only say good words about Zopa Reviewed on: 21st February 2023

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