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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing service always friendly for customers very professional

I was very surprised how quickly I had my decision and money regarding my credit card .Very helpful and supportive if you need money quick and on time . Reviewed on: 21st February 2023

Easy to manage

Easy to manage and love that everything is online Reviewed on: 21st February 2023

Very helpful

Very good customer service and support Reviewed on: 21st February 2023

Brilliant credit card

Very easy from start to finish with zopa. I could not recommend them enough. Reviewed on: 21st February 2023

Extremely convenient

Very convenient and easy to use mobile app. Overall experience with Zopa has been top notch. Highly recommended. Reviewed on: 21st February 2023

Good service, no hassle and great communication.

The process of getting a zopa card is quick and convenient and easy. Realistic credit an no hidden catches or charges just a straight forward and open credit company Which as we all know is hard to find now a days! Reviewed on: 21st February 2023

Good credit card

Really good, really helpful, got no complaints Reviewed on: 21st February 2023

Brilliant app

Brilliant app handy when I’ve forgotten my on. Which lets face it happens too often but friendly customer service too Reviewed on: 21st February 2023

Excellent service

I've nothing but a great experience with zopa would recommend to anyone. Reviewed on: 21st February 2023

Amazing

App really easy to use and always helpful info Reviewed on: 21st February 2023

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