Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great interaction

5
Always kept informed of everything I need to know about my balance, minimum payment and date, also about new products that maybe of interest Reviewed on: 21st February 2023

Happy customer

5
I have easy access and a reminder when payments are due, so your never have a late payment fee. Easy to use card Reviewed on: 21st February 2023

Pretty good

4
I will love to use the card for the rest of my life because it make life easy Reviewed on: 21st February 2023

Excellent credit limit

5
I got a credit card with Zopa after many attempts from other companies but due to my bad credit history no-one would give me a chance but then Zopa did and 400 credit limit really helped me out so thank you Reviewed on: 21st February 2023

Great

5
Great company to have card with fantastic Reviewed on: 21st February 2023

Awesome

5
Awesome bank. Provided me with the credit I need Reviewed on: 21st February 2023

Zopa Credit Card

5
The app is easy to use and understand. Brilliant customer service Reviewed on: 21st February 2023

Amazing customer service.

5
Never had an issue with Zopa. Affordable payments and very helpful when you ring up customer service. Highly recommend. Reviewed on: 21st February 2023

Credit card

5
It's amazing how easy and convenient is the apple I am using for the credit card. I Love it. Reviewed on: 21st February 2023

Fantastic credit card

5
Really love my Zopa credit card..really easy to apply and receive. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products