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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service

Always helpful and understanding. Sorted out my statements quickly Reviewed on: 21st February 2023

Yes , recomended

Absolutely recommended to everyone Reviewed on: 21st February 2023

Comforting

Zopa card & app make using and managing my credit as easy as child’s play. I’m glad I found there service and have already recommended them. Reviewed on: 21st February 2023

Brilliant

Always helpful and willing to help with any problems Reviewed on: 21st February 2023

Great service

Great service had a couple of problems with the app but overall very please Reviewed on: 21st February 2023

Very good credit card

I’m very happy with Zopa! I will highly recommend! Reviewed on: 21st February 2023

Easy to use, affordable interest rates, manageable

My zopa credit card allows me to take control of my finances and give me a clear look at my spending habits I'm glad I chose this card. Reviewed on: 21st February 2023

Awesome

Helped me a lot and always there when needed Reviewed on: 21st February 2023

great credit card to use abroad

Zopa has served me well whilst abroad Reviewed on: 21st February 2023

Great

Great company easy to get hold of very helpful and with having app easy to manage your account Reviewed on: 21st February 2023

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