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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best card for credit score

Excellent card helped me to build a better credit score. Reviewed on: 15th January 2026

Very fast and efficient to apply for,easy and effici...

Very fast and efficient to apply for,easy and efficient to apply for. Fast for feedback and offers,really brought back up my credit rating! Reviewed on: 15th January 2026

Quick and easy to use,

Quick and easy to use, always friendly customer service, no any issues at all Reviewed on: 15th January 2026

Good service speedy replies.

Good service speedy replies. Hugh approval rate Reviewed on: 15th January 2026

I have never had any issues with Xopa.

I have never had any issues with Xopa. Either with my credit card or loan that I used to have. Reviewed on: 15th January 2026

Great little lender

What made this card tops for me is you can change date for repayments..so handy when the unexpected can turn up Reviewed on: 15th January 2026

Online credit card made easy

Easy application. Great app. EExcellent customer service. Reviewed on: 15th January 2026

Zopa gave me the opportunity to build my credit when...

Zopa gave me the opportunity to build my credit when no one else would so I thank you Zopa as you have opened a new world for me Reviewed on: 15th January 2026

The user experience is amazing

The user experience is simple, yet with excellent performance and security Reviewed on: 15th January 2026

Very easy to use and manage my card esy with the app...

Very easy to use and manage my card esy with the app and HD no problem Reviewed on: 15th January 2026

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