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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great friendly service

Help me build my credit score and hopefully on the way to becoming a home owner Reviewed on: 21st February 2023

Credit rating

They gave me good advice on how to improve my credit rating. My rating has gone from poor to good thanks to Zopa. Reviewed on: 21st February 2023

Brilliant And Easy

First class service. Easy to use App. Highly recommended. Reviewed on: 21st February 2023

Excellent service, very easy to use and regularly review your credit limit.

Easy card to apply for, simple to make payments every month. Regular reviews of your credit limit and reasonable apr Reviewed on: 21st February 2023

The best company!!!

I will you recommend to my friends and family only Zopa !!!! Reviewed on: 21st February 2023

10s all round

Easy to set up and use. Clear lines of communication. Best service there is Reviewed on: 21st February 2023

Credit card

Very helpful. And good services Reviewed on: 21st February 2023

Nice and easy process

Never had a problem, always recommended to have a credit card from Zopa Reviewed on: 21st February 2023

Excellent

Absolutely love Zopa as a whole, they give me great insite to my credit rating and what can be done better, they are extremely efficient in their communication and helpfulness, customer service have always gone above to help me with any issues I've had and i know i am secure in my credic card purchases. I would 100% recommend Zopa Reviewed on: 21st February 2023

Best credit card

I have been using from an year , I got few credit cards in that Zopa is the best in all the services they offer and good customer service. Reviewed on: 21st February 2023

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