Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Great card for me.

5
Has been an excellent card for me, as someone with a current poor credit rating. Reviewed on: 21st February 2023
Andy Gerry's avatar
Andy Gerry

Mr Gilani

5
Best credit card with low interest charges and no hidden charges as well Reviewed on: 21st February 2023
family fun - Rajpoot's avatar
family fun - Rajpoot

Life Saver

5
Zopa came into my journey when I was experiencing so much rejection and gave me a lifeline, I've been given an opportunity to address my credit issues, by a safe provider who will not give for giving sake but tailored to individual needs, I'm still a work in progress but would not have come this far without Zopa at my side. Reviewed on: 21st February 2023
Cheryl Francis 's avatar
Cheryl Francis

Easy of access

5
Ok got the card easily and the app on is clear and easy Reviewed on: 21st February 2023
Karine Gray's avatar
Karine Gray

Life saver

5
This credit card has been the best one I’ve had the repayments are affordable Reviewed on: 21st February 2023
anghull1982@hotmail.com's avatar
[email protected]

Mr Imran Khan

1
It’s not a good card don’t give any facility even I am using it last 2 to 3 years it very bed broker card they think about only their pocket my opinion don’t get card like it or same thanks bye Reviewed on: 21st February 2023
imran khan's avatar
imran khan

Great company

5
Great credit card and company easy to deal with and access details Reviewed on: 21st February 2023
Mikr's avatar
Mikr

Been great during a hard time

5
Opened a credit card as needed to pay for some stuff when moving house and been great ever since Reviewed on: 21st February 2023
jamie dewhurst's avatar
jamie dewhurst

Zopa Credit Card

4
Signing up for the credit card was very easy. The card arrived promptly. The app that accompanies if very useful to access my accounts and check that things are OK. Reviewed on: 21st February 2023
S Cutler's avatar
S Cutler

Reccomend to anyone.

5
Zopa has been great since I atarted using them last year. They make it easy to track your finances and notify you aheqd pf time about any charges with their card so you can proceed accordingly. The application is quick and simple, and the rates are incredibly fair. Great credit provider. Reviewed on: 21st February 2023
Twiggy Glitched's avatar
Twiggy Glitched

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill