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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit card made easy

Easy to sign up recieved card quickly and easy app to use Reviewed on: 21st February 2023

Best Credit card for sure

Best Credit card for sure, I have been very happy with the service and ease of use Reviewed on: 21st February 2023

Best credit card provider yet

Never a bad experience with Zopa! Reviewed on: 21st February 2023

Excellent customer service

Easy to use app great easy to use credit card all online through the app know how much and when to pay Reviewed on: 21st February 2023

Great service

I’ve been using zopa for around 6 months it’s app is very easy to use never had any issues Reviewed on: 21st February 2023

Excellent

Very swift service, competitive interest rate Reviewed on: 21st February 2023

Great card fab service

I applied for a zopa card very easy and simple process and good card for a special purchase. Reviewed on: 21st February 2023

Excellent Card

this is the only credit card i own that where i top up and within minutes the balance is updated, the card has been so reliable i have never had to contact customer services which is great Reviewed on: 21st February 2023

Very fast response, no hussle, no days waiting for the answer..

Very fast progress, no days waiting time for answer. Application very easy to use Reviewed on: 21st February 2023

Very good company to deal with

Excellent company to deal with, easy monthly statement, notifications when I spend money. Restive funds for emergency Reviewed on: 21st February 2023

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