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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Outstanding customer support received card promptly...

Outstanding customer support received card promptly very easy to contact Zopa Reviewed on: 15th January 2026

lost the card were quick to replace

lost the card were quick to replace Reviewed on: 15th January 2026

Zopa is Fantastic

Easy to contact Customer Services Easy to use the Zopa App Reviewed on: 15th January 2026

Zopatastic

Best credit card I have ever used , customer service is by far the best service, no long fussy automated calls you get to speak with someone bery quickly, the app is easy to log on to and easy to navigate, I love the card could not be happier. Reviewed on: 15th January 2026

Easy process

Easy process from start to finish Reviewed on: 15th January 2026

Top lender of credit card and credit builders

Help me in the hour of need, best credit card and credit rating builder, no pressure when repaying and rates are kept at a reasonable low Reviewed on: 15th January 2026

Good choise

The Zopa Credit Card is a solid choice for everyday use and credit building Reviewed on: 15th January 2026

Friendly and Helpful

Very responsive to emails and very respectful to individual circumstances Reviewed on: 15th January 2026

Always good and helpful, have never had any problems

Always good and helpful, have never had any problems Reviewed on: 15th January 2026

I found Zopa to be very helpful in all aspects of se...

I found Zopa to be very helpful in all aspects of setting up the account Reviewed on: 15th January 2026

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