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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No issues

Easy to set up account and card came really quickly. Have only phoned them once but it was a quick and pleasant experience and the issue was sorted straight away Reviewed on: 21st February 2023

Very helpful and nothings to big a problem

Very easy transactions and easy set up on line I’ve had no problems at all Reviewed on: 21st February 2023

Best company I have worked with.

I use their credit cards. Amazing experience. Easy to use. Reviewed on: 21st February 2023

Best ever and easy to use

Easily accessible and best card I ever had Reviewed on: 21st February 2023

Great fir building up your credit score

After becoming a widow, needed to up my credit score. Zopa is helping me do that. Reviewed on: 21st February 2023

Brilliant

Just perfect so easy to use can’t knock it in anyway actually feels like it’s helping you Reviewed on: 21st February 2023

Dose what it says on the card ZOPA

One of the best ways to pay and keep track of your spending also to check on spending as you get emailed every time you spend Great Card Reviewed on: 21st February 2023

Credit card

Started with a ok interest rate then quicker i could blick they have put the rate up twice so beware Reviewed on: 21st February 2023

Amazing

I love how I have an app to use which tracks everything and allows me to keep on top of my finances Reviewed on: 21st February 2023

Great help

It's a good way to build my credit rating. Reviewed on: 21st February 2023

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