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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card company

Great customer service and always willing to help. Reviewed on: 21st February 2023

Excellent service

Great card, very easy to use. Payments show on balance immediately Reviewed on: 21st February 2023

Credit where credit is due.

ZOPA have restored my faith in credit card providers. A company with great customer service and a web site and APP that are simple and easy to navigate. Security is tight without being intrusive and all in all, credit where credit is due, ZOPA is easily the first choice credit card in my wallet whether in the shops or online. Reviewed on: 21st February 2023

Great service

Amazing service with low interest Reviewed on: 21st February 2023

Simplicity at it greatest

So simple and easy to navigate around the app Reviewed on: 21st February 2023

Never problem

I recommend to everyone,never problem Reviewed on: 21st February 2023

Easy to use

Its very easy to apply, once approved easy to use and contactless facility. Reviewed on: 21st February 2023

Quite relief and satisfactory

am enjoying every moment of your service and this is quite reliable at every point in time Reviewed on: 21st February 2023

If Carlsberg did credit cards

This would be it. But they don’t, Zopa do. First class app & customer service, I thoroughly recommend them Reviewed on: 21st February 2023

Great app, builds credit

East to apply, great app, built credit within a month of having it Reviewed on: 21st February 2023

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