Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

No fuss option

5
App is great. Easy to pay and use features like the credit score. Reviewed on: 21st February 2023
Nicole Richardson's avatar
Nicole Richardson

Great service

5
Very happy, great app and very transparent Reviewed on: 21st February 2023
James's avatar
James

Customer service

5
The customer service is amazing. They will make sure your problem gets solved Reviewed on: 21st February 2023
margaret.doughty71@hotmail.com's avatar
[email protected]

Great and easy

5
Very easy to use and very quick payments Reviewed on: 21st February 2023
davidbeardall@icloud.com's avatar
[email protected]

Helpful and honest

5
Took out a credit card not sure of the company having not heard of the company before I had a bad credit score so getting a credit card had been difficult in the past but wanted to build my score Have found them very helpful and have provided useful information Would highly recommend to anyone looking to take out a credit card Reviewed on: 21st February 2023
Diane 's avatar
Diane

Excellent

5
Gave me a chance with a low credit rating Reviewed on: 21st February 2023
Ann revill 's avatar
Ann revill

Nice clean app

3
Good credit card but they don’t allow balance transfers Reviewed on: 21st February 2023
M Amine K's avatar
M Amine K

Credit card for all

5
A great credit card to help build your credit rating, reasonable rates, a credit card for all. Reviewed on: 21st February 2023
Mandy 's avatar
Mandy

Easy to use

5
From applying to setting up app it was all easy to do. The app is extremely good & informative. Reviewed on: 21st February 2023
Joanne Taylor's avatar
Joanne Taylor

Customer service

5
Very easy to talk too and easy processes Reviewed on: 21st February 2023
Cliff's avatar
Cliff

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill