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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The service

It’s ok. But it can improve better with credit limits Reviewed on: 21st February 2023

This is making a difference in my life

I am enjoying using my card. it has great connectivity and I can use it anywhere. I am grateful for this. Reviewed on: 21st February 2023

No problems

I have this card for a while and have had no problems with the card. The app. All good. Reviewed on: 21st February 2023

Amazing

The Zopa company has been brilliant helped me considerably in sorting out my finances, well done ,thank you Reviewed on: 21st February 2023

Great quick decision when others couldn't even answer

I tried a few cards, and then I heard of zopa, no quibbles and quick decision made. Reviewed on: 21st February 2023

Zopa card

Zopa really helped me out in my time of need when other lenders maybe wouldn’t have done so. The low interest for someone who didn’t have the best credit like me was really helpful at the time. Really thankful they helped me and are continuing to do so. Reviewed on: 21st February 2023

Best card out there

Best card, great rates and app is easy to use Reviewed on: 21st February 2023

Great Service

Always great service and easy to use app and website Reviewed on: 21st February 2023

Good card

Absolutely fantastic product easy to access app and account Reviewed on: 21st February 2023

Quick and user friendly service & app

Easy, user-friend app fit for 21st century fast life demand. Everything from applying it to using the credit card was made effortless. Well done. Reviewed on: 21st February 2023

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