Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good company

Excellent service, love the text message reminder of payment so I don't forget to pay Reviewed on: 21st February 2023

Very easy to use

Very easy to use, easily accessible and to navigate Reviewed on: 21st February 2023

Happy customer

I signed up for a new credit card with Zopa. It was very quick process without any hassle. Reviewed on: 21st February 2023

Thanks

They helped me out alot Thanks too them. Reviewed on: 21st February 2023

Zopa credit card

Amazing Really good the app is brillant to use aswel really easy Reviewed on: 21st February 2023

Great company!

Accepted me when I didn’t think it would happen. Communication is brilliant and always clear and concise. Reviewed on: 21st February 2023

A no-drama credit company

An easy to use app , no hidden cost . Just what you want from a credit company . Reviewed on: 21st February 2023

Good

I strongly recommend Zopa credit card Reviewed on: 21st February 2023

Fab service

Always give fab service and quick to resolve anything Reviewed on: 21st February 2023

Great card with easy to use app

The app is easy to use so it’s very clear how to manage your finances and very secure. I’m really happy with the experience I’ve had. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic credit card
from Capital One 4.19 from 303 reviews
Everyday credit cards
from Lloyds Bank 4.07 from 68 reviews
Credit card (discontinued)
from Tymit 4.68 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub