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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great

Had no problem all good to be honest. Reviewed on: 21st February 2023

Best card ever!!!

Limit on card is great helps me out in times of need and the app is so simple to use and you can pay the bill on the app so no faffing around I absolutely love zopa Reviewed on: 21st February 2023

One word: THE BEST

Zopa helped me and gave me the best offer when nobody, seriously nobody wanted to help. The best customer service, clear app and communication! Reviewed on: 21st February 2023

Brilliant company

Helpful easy to use and reassuring Reviewed on: 21st February 2023

Easy and clear

Easy to use, clear to see easy to keep up-to-date with Simple to make payments Reviewed on: 21st February 2023

Aqeel ahmad

Very good card and app is very detailed and useful Reviewed on: 21st February 2023

Amazing experience

everything is very simple and affordable Reviewed on: 21st February 2023

Credit Card Review

Im really happy wihh my credit card. I can use for shopping and also wihhdraw money from ATM Reviewed on: 21st February 2023

Absolutely brilliant service

So easy to communicate with the team. Excellent customer service. Reviewed on: 21st February 2023

Simple and easy to use

Great card and easy to use. As I pay my full balance I have never incurred any fees. Customer service is quite prompt in replying also. Reviewed on: 21st February 2023

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