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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great to rebuild your credit

I was accepted for this credit card despite other companies declining. I have recently finished a person debt payment plan and this company has massively helped me by giving me approval and helping me rebuild by poor credit. Would recommend it to anyone in similar situation. Reviewed on: 21st February 2023

Easy set up

Very easy to set up an account and quick/efficient with card being sent out. Reviewed on: 21st February 2023

Quick and easy

Easy to use the app and good customer feedback Reviewed on: 21st February 2023

Top tier card

Excellent product and service, great to be able to view how your finances are actually doing Reviewed on: 21st February 2023

Brilliant company

Brilliant company never had any issues Reviewed on: 21st February 2023

absolutely brilliant !

easy to apply , only took a few days for card to arrive , really easy and reliable x Reviewed on: 21st February 2023

Highly recommend .

Zopa are a friendly, reliable professional company who offer great customer service. Reviewed on: 21st February 2023

Great

Understanding with late payments Great communication Reviewed on: 21st February 2023

Brilliant app

The application process was really quick and the app is a great tool that is easy to use and informative Reviewed on: 21st February 2023

Great all round credit card provider

All credit cards seem the same until it comes down to the fine details. In this case I really enjoy having the ability to create a buffer for emergencies and in these difficult times it can be a massive thing if an unexpected cost comes up out of nowhere. The app is easy to use and clear to understand making it easier to stay on top of all the important things. Reviewed on: 21st February 2023

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