Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Make you feel valued

The service never changes if I use all or none of my limit! I’m always kept up to date of any changes. Customer service is friendly and helpful and the app is fantastic beat card I’ve ever had.. highly recommended Reviewed on: 21st February 2023

Trustable company

I am with zopa for less than a year but i have already recommended my friends and family as the service is so quick Reviewed on: 21st February 2023

Review in Zopa and their services

Hi I’ve been a Zopa customer for a while now, they are a very good company with an easy app to use. Whenever I have needed help they have always been available. Not only that but my credit score has improved drastically because of Zopa. Highly recommended and I now have family and friends joining. Reviewed on: 21st February 2023

Is ok

Better stronger and reliability Reviewed on: 21st February 2023

Exactly as expected

Simply a credit card that has everything you need to know at your fingertips Reviewed on: 21st February 2023

Easy communication

Convenient service and commmunication with the team is easy and very transparent Reviewed on: 21st February 2023

Fab service

Easy app easy managing account. Brilliant service never had any issues Reviewed on: 21st February 2023

Good communication and affordable rates

I was looking for a credit card that have affordable rates and I found Zopa credit card which I am very pleased with especially that most of other companies have high rates. Zopa also have a great communication as I am always informed about any changes even if they are very little changes. Reviewed on: 21st February 2023

ZOPA IS THE BEST

I have tried many Creditors & credit cards in which I cancelled since using ZOPA. ZOPA is so easy to use and fairly stretched, I like that you can get rewards and perks and your credit can go up depending on how your repayments etc are. I have referred 5 friends to ZOPA who also have accounts now and absolutely love it. I am a loyal customer and will be for ever now! I will continue to refer people to ZOPA for as long as I use this service. Thank you to the lovely ZOPA team as well who have always been so so helpful and kind. Reviewed on: 21st February 2023

Best credit provider

Zopa is without doubt the best credit provider! Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.87 from 14 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews
American Express Credit Card
from American Express 3.62 from 121 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub