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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy process from start to finish app easy to use

Easy process from start to finish app easy to use Reviewed on: 15th January 2026

Customer service was great.

Customer service was great. It was made a great experience whilest applying for the card. Reviewed on: 15th January 2026

App is very good and very easy to manage

App is very good and very easy to manage Reviewed on: 15th January 2026

Its a greater starter credit card and I have never h...

Its a greater starter credit card and I have never had any problems with Zopa Reviewed on: 15th January 2026

Brilliant product - Zopa

Quick and easy to make application, transparent with expectations and really easy nice modern interface for the credit card app Reviewed on: 15th January 2026

Fantastic app & customer service

Love the Zopa app and how fast their customer service is compared to a lot of other companies. Reviewed on: 15th January 2026

Excellent service

Very happy easy to contact, very knowledgeable and would highly recommend Reviewed on: 15th January 2026

Hi my experience zopa is very good service provider

Hi my experience zopa is very good service provider Reviewed on: 15th January 2026

Best Card Best everything

always so helpful understanding very polite wouldn’t want to have another card Reviewed on: 15th January 2026

Good experience, professionalism

Good experience, professionalism Reviewed on: 15th January 2026

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