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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Haha

Hahahahwhwhwbwhwhwhehee heheh why Reviewed on: 21st February 2023

A great help with my credit building in these difficult times

Has really helped me build by credit rating and just a great emergency buffer during these times of high living costs. The app is excellent, intuitive, easy to use and clear to understand. I have enjoyed have my Zopa card, and glad I made the right choice. Reviewed on: 21st February 2023

Great

Very good service and excellent Reviewed on: 21st February 2023

Simple to use

Great service simple app to use Reviewed on: 21st February 2023

Friendly service

When I had been scammed they went above and beyond to help me get my money back Reviewed on: 21st February 2023

Fantastic

The best credit card with best service Reviewed on: 21st February 2023

All round credit card winner

From card, app and customer service when I've called them, always quick to answer any questions, very reasonable APR rate too Reviewed on: 21st February 2023

Good

Apart from a transfer issue I have had no problems Reviewed on: 21st February 2023

Excellent

comes with a great app to use as well Reviewed on: 21st February 2023

Excellent service

Excellent service and great APP, highly recommended Reviewed on: 21st February 2023

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