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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

I've found them very good service and very happy Reviewed on: 21st February 2023

Great company

Very helpful payments show up same day on card unlike other credit card companies and card is great design Reviewed on: 21st February 2023

Quick Quick Quick

Quick and easy to apply, use and keep updated Reviewed on: 21st February 2023

Very good service

Very good service always keeping me informed and always there for me Reviewed on: 21st February 2023

Brilliant Card

Love this card and app. I like how it splits the balance transfer and purchases up. The app is super user friendly. Which all credit cards worked in this way Reviewed on: 21st February 2023

High rate

Very high payment rate unfortunately it’s not what I signed up for Reviewed on: 21st February 2023

Easy used and paid

You always alert when I go over my limit .Have it fr a year now and I have absolutely no complaints Reviewed on: 21st February 2023

The best credit card

It’s so easy to use zopa credit card And app is the best of the best. Reviewed on: 21st February 2023

Fantastic

Helpful and easy to understand the app Reviewed on: 21st February 2023

Superb service

Really friendly service and always there for me if I need to contact them Reviewed on: 21st February 2023

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