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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So easy to use!

Really simple and the app does all the work for you! Never had to contact via phone as never had an issue! Reviewed on: 21st February 2023

Can't fault zopa

Easy to use app card comes through quickly easy payments in all great company Reviewed on: 21st February 2023

Easy

Had some financial trouble. They helped me get sorted Reviewed on: 21st February 2023

Zopa

Zopa have always been good I can not fault them in anyway. They have great customer service to always there to help if you need it Reviewed on: 21st February 2023

Great credit card

From the start Zopa have been great, very fast and efficient, I love the app, it’s really straightforward and convenient. Reviewed on: 21st February 2023

Best card

Zopa card is ther when you need it Reviewed on: 21st February 2023

Simple, easy to use and good value

Easy to use. Never had any issues. Exactly what it says on the tin Reviewed on: 21st February 2023

Great experience

Great reliability and customer service. Reviewed on: 21st February 2023

Zoplamazing

Great company clear communication terms and app is so user friendly. Very happy customer Reviewed on: 21st February 2023

Great company that is here for it's consumers

Zopa have been a great credit card banking service for me. Simple, easy to use, uncomplicated and great customer service! What more can you ask? Reviewed on: 21st February 2023

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