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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple rules

Simple rules of the credit card agreement and really good working app Reviewed on: 21st February 2023

Excellent customer experience

The application process was easy. Reviewed on: 21st February 2023

Great customer service

Highly recommended. Friendly team which makes a difference. Reviewed on: 21st February 2023

Fantastic

Love the Zopa Credit Card, so easy to use the ap and easy to make payments. Get reminders which is great Reviewed on: 21st February 2023

Credit card review

Excellent card and company to go ahead with. Loving my zopa credit card Reviewed on: 21st February 2023

Amazing

Amazing company helped me out when needed. Reviewed on: 21st February 2023

Review

Practical , good communication and excellent customer service Reviewed on: 21st February 2023

Good card

Clear Apr and helpful crefit card Reviewed on: 21st February 2023

Excellent Service

Zopa have given me an excellent service since taking out a credit card with them. The App is user friendly and Zopa keep me up to date on my account. They also have a helpful system for checking on what other offers are Available based on my affordability. Reviewed on: 21st February 2023

Great seamless service

Seamless services that are tailored to one's needs Reviewed on: 21st February 2023

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