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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Customer support

Fantastic customer support, I felt understood and supported when I’ve had to contact them Reviewed on: 21st February 2023

Would definately recommend

Excellent customer service! best Credit card service i have used. Reviewed on: 21st February 2023

Great service

Very easy to use and great functionality in the app. Reviewed on: 21st February 2023

It was quick to set up a credit card but it is quite expensive

Easy to set up a credit card but very expensive Reviewed on: 21st February 2023

Good

Amazing quick service really happy Reviewed on: 21st February 2023

Good card provider and very visible in all fees/charges.

Really impressed with Zopa, good app and really clear with all communication. Reviewed on: 21st February 2023

Credit card

Fantastic service and i used my credit card for purchases and got notification straightaway Reviewed on: 21st February 2023

Absolutely loved

The best credit card I ever have … Quick payment going just in second so I can use whatever need it … Reviewed on: 21st February 2023

They actually do what they promise

Sign up - fast and efficient Customer service- easy to contact and quick to action App- simple to download and navigate If only they were all this good. Reviewed on: 21st February 2023

Simple and smart

Great card to work with, you can link all your internal and external banks, perfect for moving money around. Reviewed on: 21st February 2023

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