Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing first time amount and balance transfer.

5
It is so easy to use, very understandable, and has great offers. Reviewed on: 21st February 2023

Excellent service

5
Excellent service, fast payment and affordable payments. Reviewed on: 21st February 2023

Great card

4
Easy to use app Straightforward and accessable Reviewed on: 21st February 2023

Great card

5
Got this as my husband applied for 1 as well and said it's been great Reviewed on: 21st February 2023

Fantastic

5
Excellent easy to set up can pay on the app Reviewed on: 21st February 2023

fantastic service

5
Never have an issue with Zopa, they’re easy and they are super helpful Reviewed on: 21st February 2023

Zoppa app

5
Be easy to use and follow app can keep an eye on my spending and my statement easily customer service good Reviewed on: 21st February 2023

Great card

5
Great credit score and good company for me :) Reviewed on: 21st February 2023

Top provider

5
Top provider … very happy with service Reviewed on: 21st February 2023

Y

5
gEyjxjxjcjxhzxhduxuxjk kjxuduxusyjxif Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products