Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best of the best

Zopa is one of the best cards I have had and the customer service and also features on the app are second to none!! Never had a problem everthing is easy and they are so helpful if needed I recommend them to everyone Reviewed on: 21st February 2023

Good service

Good service just need increase limit quicker when had it a while and good with payments Reviewed on: 21st February 2023

Easy and quality service

Easy application. Quick setup. User friendly app! Reviewed on: 21st February 2023

Nice bank

very good bank, and exceeds all expectations. Reviewed on: 21st February 2023

Easy and safe

A great card to have in your wallet for those out of payday expenses simply to use with great security Reviewed on: 21st February 2023

Top notch

Brilliant service as always highly recommend to others. There to look after there customer and ensure they are fully kept up to date with everything going on Reviewed on: 21st February 2023

Credit Card client

Ive applied for Zopa credit card when I had a low credit score. I was surprised when they approved it. So thank you Zopa for the helping hand when I need it the most. I just gave 4 stars for the review since the interest is a bit high, but still glad they’ve helped me in times of need. Reviewed on: 21st February 2023

Zopa is there when you need them. A credit card with class.

When I needed extra money, Zopa was available. They issued me a card, didn't ask any challenging questions, and helped me keep on top of my payments. A credit card with class. Reviewed on: 21st February 2023

brillant

Very good Customer service , very good product and tools Reviewed on: 21st February 2023

Easy to use

Super service easy to use. I find the app great Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 4.19 from 15 reviews
British Airways credit card
from American Express 4.05 from 93 reviews
Credit card
from Post Office 3.45 from 116 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub