Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

wonderful

Zopa account is very useful and very good Reviewed on: 21st February 2023

Quick easy reliable

As the title really, it was super quick to get my card, it was easy to apply and I have had to contact Custer service to change my personal details once and they were so helpful. I would 100% recommend 5*** Reviewed on: 21st February 2023

Excellent

Great service from those who I have had to deal with. The features on the app are very helpful & I love when I pay my credit card bill I can see it straight away and don’t have to wait a few days to ensure balance has been cleared Reviewed on: 21st February 2023

Very good

Zopa help me to build up my credit Reviewed on: 21st February 2023

Easy to understand

Easy use app Everything laid out nice and simple Reviewed on: 21st February 2023

Easy app and easy to deal with

The Zopa app interface is very easy to navigate and it’s very simple to use Reviewed on: 21st February 2023

Helped in so many ways

Helped to bring back some financial control to life Reviewed on: 21st February 2023

very useful

Zopa was one of the only companies to accept me at 18 and has helped me build a credit score Reviewed on: 21st February 2023

Great credit card

I’d tried for a credit card but got refused applied for the Zopa card was so easy and simple and I was accepted Reviewed on: 21st February 2023

Great company

Helpful and friendly credit card company Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.82 from 14 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Purchase Credit Card
from Halifax 3.50 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub