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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Really good credit card cash withdrawal available

Really good credit card cash withdrawal available Reviewed on: 15th January 2026

Zopa is ideal for me

When I needed help Zopa was there for me Reviewed on: 15th January 2026

Great and easy use.

Great and easy use. Easy to navigate and see where you are with the finances. Reviewed on: 15th January 2026

Very easy to apply and receive card

Very easy to apply and receive card Reviewed on: 15th January 2026

Very easy to use , helpful staff .

Very easy to use , helpful staff . Very straightforward Reviewed on: 15th January 2026

Amazingly simple to deal with, takes away all the st...

Amazingly simple to deal with, takes away all the stress Reviewed on: 15th January 2026

Good experience safe banking excellent service

Good experience safe banking excellent service Reviewed on: 15th January 2026

Highly recommended

First credit card I have had in a long time and found it so easy to apply for and their app is great for someone who wants to keep on top of their finances and pay statement off each month. Reviewed on: 15th January 2026

Have not had anything but great support from Zopa.

Have not had anything but great support from Zopa. No problems with website or enquiries I have had. Pleased with my experience so far do not foresee any issues in the future Reviewed on: 15th January 2026

Easy application process.

Easy application process. Really helpful staff Reviewed on: 15th January 2026

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