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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy

5
Easy to use Easy to access on app Reviewed on: 21st February 2023

Great credit provider!

5
Great experience having credit with Zopa!! Customer service is excellent, app so easy to use, highly recommended Reviewed on: 21st February 2023

Credit card

3
Happy with service, reminders and access to info Reviewed on: 21st February 2023

Great card

5
Very good service highly recommend Reviewed on: 21st February 2023

Amazing

4
Good, supportive account and builds credit easy. Reviewed on: 21st February 2023

Amazing

5
Brilliant service, app is very easy to use Reviewed on: 21st February 2023

Suits me

5
I use it for those everyday things and one of special occasions Reviewed on: 21st February 2023

Very helpful and reliable

5
They helped me when all others refused. Reviewed on: 21st February 2023

Great

5
The app is great and easy to use. The Apr is reasonable and not stupidly high like other credit cards. Not had any issues since getting the card Reviewed on: 21st February 2023

Easy

5
Easy to set up easy to use easy to manage Reviewed on: 21st February 2023

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