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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card

great customer service , i have had the the card just a little under a year and no problems at all. Reviewed on: 21st February 2023

come back

Covid hit me pretty hard financially. Zopa was a funding source offered in the early days of recovery. Zopa helped me restore my confidence and my credit rating through sensible lending and tips and ideas. In addition to the funding and information provided, I feel more confident again working with a provider that seemingly has my back. Reviewed on: 21st February 2023

Fast action

Eaay to pay credit cards in Zopa.. it reflects right away on the account Reviewed on: 21st February 2023

Zopa is Excellent

Great customer service and satisfaction! Reviewed on: 21st February 2023

Very good

I’m very happy with my card it’s very good Reviewed on: 21st February 2023

Love this bank!

Love this bank because the accommodate all your needs and also help you if your dealing with bad credit Reviewed on: 21st February 2023

Great Credit Card

Great customer service and great product. Reviewed on: 21st February 2023

Easy and simple

Can’t knock it simple and easy to work without any hassle Reviewed on: 21st February 2023

The best

The best credit card I have ever had , its easy to use and deal with things on the website Reviewed on: 21st February 2023

Easy to use app

Good simple to use card, the app makes it so easy to make payments and check the balance Reviewed on: 21st February 2023

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