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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Absolutely Amazing

Using ZOPA has helped me improve my credit score and it’s easy to use very manageable and would 100% recommend Reviewed on: 15th January 2026

No problems with zopa credit card.

I have never had any problems with zopa credit card. It has many extra features to any other credit card I've ever had I can even turn off taking cash payments out on my zopa app it's just brilliant for what I require. Reviewed on: 15th January 2026

Easy to deal with company

Very good communication & a simple to use app. Carf is easy to use as is making repayments Reviewed on: 15th January 2026

My Zopa credit card has my finances under control.

My Zopa credit card has helped me get back in control with my finances. The app is super easy to use and whenever I have needed to make a call the call handler is always able to assist and help me. I have a Zopa credit card and have also had a previous loan with Zopa which is now paid off in full. Great service. Reviewed on: 15th January 2026

I struggled to get a credit card due to a bad credit...

I struggled to get a credit card due to a bad credit history. Zopa listened to me gave me a card and set me on the way to repairing the damage Reviewed on: 15th January 2026

Great card and great service provided.

Great card and great service provided. Reviewed on: 15th January 2026

Fantastic credit card provider.

Fantastic credit card provider. Easy to use app with straight forward clear and easy to understand information information. It has been a pleasure using my Zopa credit card Reviewed on: 15th January 2026

Good. l thanks

Good very good.veey,very good...thanks Reviewed on: 15th January 2026

Best About

Easy to use. App excellent to navigate Reviewed on: 15th January 2026

Excellent service with super easy app to keep track

Excellent service with super easy app to keep track Reviewed on: 15th January 2026

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