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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I’ve not had to communicate with them much but when...

I’ve not had to communicate with them much but when I have it’s been prompt Reviewed on: 15th January 2026

Have been with zopa for a while now and havnt had an...

Have been with zopa for a while now and havnt had any issues at all the whole zopa experiance has been flawless keep up the good work. Reviewed on: 15th January 2026

Help People

Many thanks for the help! Many thanks for the help! Many thanks for the help! Reviewed on: 15th January 2026

Great Company

Very easy to contact and very helpful with any problems or queries. The easy way of applying for a card is a great way to increase your credit score. Reviewed on: 15th January 2026

Excellent credit card provider with fantastic custom...

Excellent credit card provider with fantastic customer service Reviewed on: 15th January 2026

Good credit card for shopping and good help .

Good credit card for shopping and good help . Reviewed on: 15th January 2026

Your little friend

Easy to understand with outstanding customer service and rates. Trustful, competitive and very professional. Reviewed on: 15th January 2026

Easy and Simple.

My application was straight forward,fast easy with no. fuss. Excellent interest rates with good features and safety on your account. I would highly recommend to anyone looking for a credit card. You also can get increases to your credit limit after six months if you keep within your limit and pay your minimum payments on time. Reviewed on: 15th January 2026

Is easy to use and track and the % pay back is very...

Is easy to use and track and the % pay back is very affordable especially when you don’t have the best credit score, which this card helped improve my score Reviewed on: 15th January 2026

Great efficient

Easy to understand and control fast customer service Reviewed on: 15th January 2026

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