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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The service is fantastic compared with others

The service is fantastic compared with others Reviewed on: 15th January 2026

Easy to use and so many other products customer serv...

Easy to use and so many other products customer service is excellent Reviewed on: 15th January 2026

Easy to use and if you have problems they seem to so...

Easy to use and if you have problems they seem to sort ASAP Reviewed on: 15th January 2026

very easy to apply generous credit limit and lets yo...

very easy to apply generous credit limit and lets you feel completely in control Reviewed on: 15th January 2026

Highly recommend

Great credit card with an easy-to-use app, clear fees, and smooth payments. Reliable and simple to manage. Highly recommend. Reviewed on: 15th January 2026

Very helpful easy to navigate, excellent service

Very helpful easy to navigate, excellent service Reviewed on: 15th January 2026

Very good and no pressure.

Very good and no pressure. I have had a very positive experience with Zopa. Reviewed on: 15th January 2026

Really great credit card any problems they sort it o...

Really great credit card any problems they sort it out straight away Reviewed on: 15th January 2026

Great experience very professional easy to use

Great experience very professional easy to use Reviewed on: 15th January 2026

I mist one payment due to the app confusion and I ha...

I mist one payment due to the app confusion and I have never mist any before. I got a fine was a bit harsh. Reviewed on: 15th January 2026

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