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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Well done to everyone involved in the company

One of the best credit cards out there. Reviewed on: 21st February 2023

Excellent

Great service, brilliant app and good rate! Reviewed on: 21st February 2023

Fantastic company great customer service

A* has really helped to rebuild my credit Reviewed on: 21st February 2023

Great company

Ever since joining zopa, I’ve had no difficulty in managing my finances, customer service is excellent, all round I recommend them. Reviewed on: 21st February 2023

Great experience

Great company website and app easy to use Reviewed on: 21st February 2023

Zopa credit card

Fast and easy to get a decision in seconds, and the app for zopa is really easy to use. Highly recommend. Reviewed on: 21st February 2023

Fast and freindky

I have had a very positive experience with this company. Any queries I have had have been resolved in a fast and friendly manner Reviewed on: 21st February 2023

The magic card (zopa)it makes my transaction easy every day

Very easy and friendly users. Always reliable and efficient service Reviewed on: 21st February 2023

Amazing company

I can’t fault this company at all! Reviewed on: 21st February 2023

Amazing service, reliable, quick and great customer service

I have had zopa credit card for a while now and have found the whole bank/ online bank so simple and easy to use, definitely good for me as i'm a beginner credit card user . the customer service is great and always get back to me very quickly. Reviewed on: 21st February 2023

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