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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing and efficient

I must say Zopa has provided highly professional good quality service Reviewed on: 21st February 2023

Great service

Great CC service with loads of added benefits. Thoroughly recommend. Reviewed on: 21st February 2023

Good service not expensive interest rates

Pleased with my credit card that helps me during difficult times with low minimum repayments and interest rates. Reviewed on: 21st February 2023

Excellent

Brilliant credit card to build your credit rating. Reviewed on: 21st February 2023

Not

I’m not sure what you want for me but if you have Zopa is everything easy Reviewed on: 21st February 2023

easy friendly tech for everyone can use

simpler access. easy application, quick and farmed application process, without pushing to get one. great communication style Reviewed on: 21st February 2023

Amazing and very easy to communicate with.

Zopa have changed my life by this card and helping me. Reviewed on: 21st February 2023

A Great company to be with!

Zopa is a great finance company to be with. Fuss free banking and free financial advice. Win win! Reviewed on: 21st February 2023

Good

Good app Understanding “”””””””” Reviewed on: 21st February 2023

Very happy with my Zopa experience!

I used Zopa to transfer a balance. I was very happy with the offer of the interest free period and have been happy with the customer service I have received as a Zopa customer! Reviewed on: 21st February 2023

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