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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easiest thing ever

Easy to manage, staff are easy to talk to and understanding. Overall great product Reviewed on: 21st February 2023

I fully recommend credit card as also loans . !

I got zopa for a year I think now , and I am really satisfied, I have never had any trouble or issue with my credit card or payments . Reviewed on: 21st February 2023

Excellent company

Fab service from the word go, great product to boost credit rating Reviewed on: 21st February 2023

Zopa Customer Interest Credit Card

Zopa card is durable and provides very low-interest rates. Reviewed on: 21st February 2023

Affordable and credit boosting

My zopa credit card is great. I was given the right amount of credit that I could afford to pay back each month. The app is very easy to use which makes the experience even better, especially when you're not great with technology! I would 100% recommend zopa to any of my friends and family. Reviewed on: 21st February 2023

Great card

Excellent customer services when you call them. Reviewed on: 21st February 2023

Bank awards

It been a pleasure to have this credit card it's been well worth having it and a very good company very professional Reviewed on: 21st February 2023

Best credit card

Ideal for purchases. Low APR rate Reviewed on: 21st February 2023

A real helping hand

The reason for my review is I was really struggling to get credit elsewhere and Zopa approved me which was great my limit was, small and manageable and has risen as I’ve used my card, still at a manageable level and it will hopefully show other lenders I am a trusted borrower. Reviewed on: 21st February 2023

easy mobile banking

high interest but mobile banking is easy Reviewed on: 21st February 2023

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