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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic credit building credit card

Fantastic credit building credit card Reviewed on: 15th April 2026

I have zoppa card as a safety net

I have zoppa card as a safety net Reviewed on: 15th April 2026

Just all round fantastic service

Just all round fantastic service Reviewed on: 15th April 2026

Great customer service, very friendly

Great customer service, very friendly Reviewed on: 15th April 2026

You have patience and I don’t get flustered

Customer service amazing. I get a bit confused with my phone and you talk me through it Reviewed on: 15th April 2026

I love Zopa, it's part of our lives.

I love Zopa, it's part of our lives. Reviewed on: 15th April 2026

Easy to use app, quick response when I’ve had issues...

Easy to use app, quick response when I’ve had issues with account Reviewed on: 15th April 2026

The times I’ve needed them they have delt with my qu...

The times I’ve needed them they have delt with my queries effectively and efficiently Reviewed on: 15th April 2026

Easy to apply fast set up no hidden costs

Easy to apply fast set up no hidden costs Reviewed on: 15th April 2026

Zopa was there when my credit history wasn't the best.

Zopa was there when my credit history wasn't the best...they helped me understand the value of good a good credit score. Lending responsibly. Reviewed on: 15th April 2026

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