Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Sterling service

Zopa has always dealt with any queries promptly and satisfactory. Also their anti fraud regime is excellent. Very happy. Thank you Zopa Reviewed on: 15th January 2026

Easy to apply.

Easy to apply.Kept informed all the way through the process.Easy to use app once your card arrives. Reviewed on: 15th January 2026

Good service good customer support

Good service good customer support Reviewed on: 15th January 2026

No issues encountered and loving the experience

No issues encountered and loving the experience Reviewed on: 15th January 2026

Excellent sofar I would recommend my friends

Excellent so far helped me out over Xmas Reviewed on: 15th January 2026

Everything is fine, app is responding quckly , easy...

Everything is fine, app is responding quckly , easy menu and navigation Reviewed on: 15th January 2026

The best credit company

Their customer service is really good. They helped me freeze and get annew card when I had a fraudulent transaction. Their representatives are very helpful. In terms of their product offers, the card is very helpful and essy to use. I was offered credit increase a few times. And I’m thankful coz my card helped me a lot Reviewed on: 15th January 2026

Easy with app to keep track.

Easy with app to keep track. On spending etc. Reviewed on: 15th January 2026

I have never had a problem when I need to speak to t...

I have never had a problem when I need to speak to them at all Reviewed on: 15th January 2026

ZOPA Review

ZOPA provides value for money when compared to other credit cards Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 3.90 from 21 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Credit card
from HSBC 3.78 from 128 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub