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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Everything was really efficient and hassle free.

5
Everything was really efficient and hassle free, from the application process right through to the receiving of the credit card. Once you use the card it also is all very simple too, including the payment reminders and monthly statements. I'm very happy with ZOPA, thank you for the great service up to date. Reviewed on: 15th January 2026

Great exprience fast and efficient

5
Great exprience fast and efficient Reviewed on: 15th January 2026

Excellent credit card easy to use and excellent app

5
Excellent credit card easy to use and excellent app Reviewed on: 15th January 2026

Great service

5
Very pleased with the service and the app is also very useful! Reviewed on: 15th January 2026

Easy and don’t judge very quick and they leave you t...

5
Easy and don’t judge very quick and they leave you to it but still provide a good service without the spam Reviewed on: 15th January 2026

Zopa is a great provider.

5
Zopa is a great provider. Efficient and easy to manage. Great and I recommend Reviewed on: 15th January 2026

Ok never have any problems, haven't needed to speak...

5
Ok never have any problems, haven't needed to speak to anybody. Reviewed on: 15th January 2026

Very easy tp join and simple to use

5
Very easy tp join and simple to use Reviewed on: 15th January 2026

Fantastic product all round and excellent service

5
Fantastic product all round and excellent service Reviewed on: 15th January 2026

Great customer service, easy and quick application,...

5
Great customer service, easy and quick application, helpline fantastic always put customers first thank you highly recommended Reviewed on: 15th January 2026

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