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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43498 reviews)

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4.94

Based on 43,498 reviews, last reviewed 22nd Mar 2026

155950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43498)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to use app, updates quickly.

Easy to use app, updates quickly. I didn't expect to be accepted so I am very happy Reviewed on: 15th January 2026

App is excellent and always easy to find out anythin...

App is excellent and always easy to find out anything I need to know Reviewed on: 15th January 2026

Very helpful and great App

Very helpful. I was scammed for a small amount, but even so, Zopa stopped my card and issued another one within days, meaning I lost nothing else. Plus, the iPhone App is excellent. Reviewed on: 15th January 2026

The card thats help

zopa has help me out and they keep in touch with me which help with my spending thank you keep it up Reviewed on: 15th January 2026

Efficient & fast easy to contact

Efficient & fast easy to contact Reviewed on: 15th January 2026

Ease of use, and good quality service and support

Ease of use, and good quality service and support Reviewed on: 15th January 2026

Zopa are straight forward, friendly whilst being pro...

Zopa are straight forward, friendly whilst being professional, a refreshing banking solution. Reviewed on: 15th January 2026

I have Zopa and I apply for my family member...

I have Zopa and I apply for my family member as well Reviewed on: 15th January 2026

Never had a problem always had excellent service

Never had a problem always had excellent service Reviewed on: 15th January 2026

Life saving y est easy to deal with

Very impressive good interest easy to deal with Reviewed on: 15th January 2026

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