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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great friendly service

Refreshing to work with a company that puts the clients interests first Reviewed on: 22nd January 2023

Excellent company

Really had helped me out a great deal. Fair and great support. Reviewed on: 22nd January 2023

Very efficient

Hassle free and quick to get. App is very good Reviewed on: 22nd January 2023

Good card

Best card I've ever had with plenty of help Reviewed on: 22nd January 2023

Gud

Cheap, izy to understand app. Good company I laic. Reviewed on: 22nd January 2023

Best credit card ever

Very easy set up, superb security for customers. App is amazing to use. Reviewed on: 22nd January 2023

Outstanding value

Always been helpful and easy to deal with. I am very satisfied with Zopa. Reviewed on: 22nd January 2023

Great card

This card is brilliant helps when needed the most didn't expect to get the card due to low credit Reviewed on: 22nd January 2023

Great

Very good service, I have a credit card and savings account, happy with both Reviewed on: 22nd January 2023

One of the best

One of the best credit card with I have. Easy to use app Reviewed on: 22nd January 2023

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