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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit Card

Easy to use and make payments, contact is easy and clear from company, repayments and interest are good. Reviewed on: 20th January 2023

Top notch

I have had a greater experience with this company. Easy to use app and I am very impressed by the company Reviewed on: 20th January 2023

Great building of credit

The accepted me straight away and it is easy to use and to keep track of expenses and pay Reviewed on: 20th January 2023

Great

Simple to apply, set up, and use. Good communication, updates and easy to track spending and repayments Reviewed on: 20th January 2023

Zopa never let's you down

Very pleased with zopa friendly and very helpful I will recommend them to everyone to try them Reviewed on: 20th January 2023

Amazing

Best credit card I've had very happy Reviewed on: 20th January 2023

Fantastic

Great provider. Offering two balances one for purchases and one for balance transfers. Great idea Reviewed on: 20th January 2023

Organised

I know everything that is happening, via the easy to use app. Advice and recommendations appear to help me control my expenditure. Reviewed on: 20th January 2023

Fantastic Company

Really freindy staff and always get the best advice Reviewed on: 20th January 2023

Amazing company

Zopa is super easy to use and navigate round. You can track your spending and make payments within the app. I would highly recommend. Reviewed on: 20th January 2023

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