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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Intuitive

Nice easy app, excellent customer service Reviewed on: 18th January 2023

Reaching Goals

Easy application process. Good and friendly phone app with ample information especially on improving credit score. Reviewed on: 18th January 2023

A fantastic company

Zopa are fantastic great customer service,updates always on time, safety a top priority, easy to check your spending highly recommend zopa Reviewed on: 18th January 2023

Brilliant service

Apply for card got answers straight away would invite my friends and family ro get this card highly recommended it Reviewed on: 18th January 2023

Credit simple

Easy to deal with easy to use app and great customer service Reviewed on: 18th January 2023

Great credit card

I got easily accepted even though my score is poor. Got £600 credit which was upgraded to £1300 less than 6 months later. Very satisfied Reviewed on: 18th January 2023

amazing

so easy and well designed product and app Reviewed on: 18th January 2023

Nothing hidden

Process was easy and straightforward, nothing was hidden and everything was easy to understand (terms and conditions etc) would recommend. Reviewed on: 18th January 2023

Very good

very good and quick help if you need quick cash Reviewed on: 18th January 2023

Service

Very very Good service !!!!!!!!! Reviewed on: 18th January 2023

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