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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great product

Great friendly and overall perfect product Reviewed on: 17th January 2023

Great service

Excellent customer service when needed and very helpful staff Reviewed on: 17th January 2023

Mr James Clay

Excellent credit provider never had any problems the App is simple and easy to use Reviewed on: 17th January 2023

Great company

Very responsible provider. Credit limit is reasonable and the app makes it easy to know how your account is. Reviewed on: 17th January 2023

Fab services

Recomended, very friendly and easy going service. Reviewed on: 17th January 2023

Great

Fantastic service great company to deal with Reviewed on: 17th January 2023

Excellent service

Always excellent service and advice given Reviewed on: 17th January 2023

Excellent

Easy apply.Fast answer and Friendly customer service on phone call. Reviewed on: 17th January 2023

Excellent credit card

A modern, user-friendly service with a nice straightforward app Reviewed on: 17th January 2023

Helping me

They have trusted me even though my credit rating was non existence and have helped me to get back on tract Reviewed on: 17th January 2023

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