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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Company

They make the application process, user friendly, efficient and speedy. Had a couple of technical issues however impressed with customer services for sorting them so quickly. Online monthly payment is simple and monthly statements are informative. Have no hesitation in recommending this company. Reviewed on: 16th January 2023

Hassle free, quick and easy

Application Wass straight forward and easy to follow. The app makes payments easy and keeps you in control Reviewed on: 16th January 2023

Good

Meet my needs, very good good quality Reviewed on: 16th January 2023

They are as quick fast and easy

It's only a few minutes to get approved and all signed up and the card in the post 3days after highly recommend them Reviewed on: 16th January 2023

Brilliant service overall

Very easy to use and helpful. Easy straightforward banking app, always helpful, always fully informing of changes and any updates. All in all great service and great products available Reviewed on: 16th January 2023

Excellent with friendly people

An easy to use product with efficient app Reviewed on: 16th January 2023

Easy to sign up and to use the app.

Quick respond to the application and easy to use app Reviewed on: 16th January 2023

Efficient and Faster

Quick application process and agreement and card issued very promptly. Reviewed on: 16th January 2023

Great company

This company is so good and helps you improve your credit score and build a credit rating Reviewed on: 16th January 2023

Great rates

Just amazing low rates, so much lower than the competition Reviewed on: 16th January 2023

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