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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick updates

I especially like how quickly payments are registered on the app. Reviewed on: 15th January 2023

Great card to work with

Would recommend one off the best companies I’ve been with and always great customer service when I’ve had to call. Reviewed on: 15th January 2023

Quick, easy and professional

I have a poor credit rating , yet Zopa was able to help me . They gave me £400 to start with and I now have £1200 limit . I would massively recommend Thanks Zopa Reviewed on: 15th January 2023

Comment

Good service from zopa. I will recommend friends, family and colleagues Reviewed on: 15th January 2023

Brilliant

Service is excellent good customer service Reviewed on: 15th January 2023

Clear and transparent.

I have found Zopa to be a refreshing change in finance provision. Their app and administration is excellent. Clear figures explained properly. So easy to use and see the status of your account. Highly recommended! Reviewed on: 15th January 2023

Very good company

Very good company always happy to help Reviewed on: 15th January 2023

Credit Card

Simple to apply and easy to set up your account. The app is clear and useful. I am new'ish to Zopa, however every experience has been a positive one. applying, setting up account. Using app, using card Reviewed on: 15th January 2023

Best credit card

Great APR with balance transfer offer. Easy to use App and super friendly Company. Reviewed on: 15th January 2023

Easy process, great credit limits

Zopa has been a life saver and came in very handy at a time that was necessary. The process was quick and simple. Reviewed on: 15th January 2023

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