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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very easy to apply,set up,and use

5
No hassle, excellent app .It couldn't be easier. Reviewed on: 15th January 2023
Paul Newman's avatar
Paul Newman

Not worthy

1
I would not recommend Reviewed on: 15th January 2023
Alina Gherghel's avatar
Alina Gherghel

Quick and easy and fantastic

5
Great company and easy to use app very straight forward. Would definitely recommend to friends and family Reviewed on: 15th January 2023
Sammie Langley's avatar
Sammie Langley

Great company

5
Zopa is a great company to be with Great app to view your account 24hrs a day Easy to understand easy to pay online anytime of the day Excellent customer service I highly recommend ZOPA to all Reviewed on: 15th January 2023
Lorraine Maxwell's avatar
Lorraine Maxwell

Amazing company

5
If you have an enquiry there for you. Never had any issues what so ever with this company. Reviewed on: 15th January 2023
Pam's avatar
Pam

Easy to use with a great app

5
Credit score isn’t great but I got accepted and now able to build my credit score with Zopa Reviewed on: 15th January 2023
Carla Fox's avatar
Carla Fox

App

5
The card is so easy to use especially when using the the app is so easy to navigate.very secure security. I would take no hesitation in recommending this card to other users Reviewed on: 15th January 2023
Andyd 's avatar
Andyd

Excellent service and support

5
No difficulty in sorting problem Reviewed on: 15th January 2023
Joseph Divito's avatar
Joseph Divito

Great company

4
Zopa have excellent with me so far and long may it continue Reviewed on: 15th January 2023
David Mcintosh's avatar
David Mcintosh

Excellent.and efficient

5
The best and easiest I ever used .good communication & excellent service Reviewed on: 15th January 2023
Les Darke's avatar
Les Darke

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