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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellence

Very good service. Easy to use app. Friendly and supportive service Reviewed on: 15th January 2023

Great credit card

The application process was very simple. I like how easy it is to use the app. It also has plenty of tips on how to improve your credit rating. I'd definitely recommend Zopa to anyone trying to build up their credit score. Reviewed on: 15th January 2023

Simple, easy follow process

Great communication, no complaints here! highly recommend product, thoroughly deserved the award ⭐ Reviewed on: 15th January 2023

Excellent

I like the fact when you make your payment, it's on your account instantly! No others do that. Reviewed on: 15th January 2023

Good experience

Easy to use app and my experience to date has been good Reviewed on: 15th January 2023

Brilliant & Supportive

Been with Zopa for a while now and they are amazing. So transparent and so supportive. Always checking in and supporting Reviewed on: 15th January 2023

all really good

Instant balance updates, easy to use A1 Reviewed on: 15th January 2023

Great company and service

Professional polite and friendly app is also very easy to use ! Reviewed on: 15th January 2023

Best service 2022

Amazing service provider full off hope for the 2023 Reviewed on: 15th January 2023

Top rated

Zopa is a great credit card to get anyone in need or just want to help built credit highly suggest Reviewed on: 15th January 2023

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